DISCLAIMER Please read these terms carefully before using this site. The information contained in this Web site is subject to change without notice. Site Terms of Use The following are the terms of a legal agreement between you and Quolam Business Solutions Pvt. Ltd. governing the use of this web site. BY USING THIS WEB SITE (“SITE”) YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS OF USE (“TERMS”), AGREE TO ACCEPT AND BE BOUND BY THESE TERMS, AND TO COMPLY WITH ALL APPLICABLE LAWS AND REGULATIONS REGARDING THE USE OF THIS SITE. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS SITE.

USE RESTRICTIONS The information, materials, services, and related graphics available on this Site (collectively the "Content") are owned or licensed by Quolam Business Solutions Pvt. Ltd.. The Content of this Site is protected by copyright laws, international copyright treaties, or other intellectual property laws and treaties. Except as specifically provided herein, or otherwise specifically provided by Quolam Business Solutions Pvt. Ltd. in writing or by the terms of any license agreement that accompanies or is provided with any Content ("License Agreement"), YOU MAY NOT MODIFY THE CONTENT OF THIS SITE IN ANY WAY OR DOWNLOAD, COPY, REPRODUCE OR PUBLICLY DISPLAY, PERFORM, OR DISTRIBUTE OR OTHERWISE USE THE CONTENT IN ANY FORM OR BY ANY MEANS FOR ANY PUBLIC OR COMMERCIAL PURPOSE. Unauthorized use of any Content on this Site is expressly prohibited.

Quolam Business Solutions Pvt. Ltd. authorizes you to view, download, reproduce, display and distribute the Content posted on this Site only for your personal and non-commercial use, unless specifically authorized to do otherwise by Quolam Business Solutions Pvt. Ltd. in writing or as provided by the terms of any License Agreement. Any authorized download, reproduction or display of the Content must retain all copyright and proprietary notices as they appear in the Content. If you breach any of these Terms, your authorization to use this Site automatically terminates and you must immediately destroy any downloaded or printed materials. User Accounts and Registration You agree to provide accurate and complete information as requested by the applicable registration form. In addition, you agree that you will not impersonate any person or entity, and will not falsely state or otherwise misrepresent your affiliation with any person or entity. Quolam Business Solutions Pvt. Ltd. may, in its sole discretion, terminate the accounts or access rights of users who may have provided inaccurate or incomplete information during registration or thereafter.

Communications Any personally identifiable information (name, address, e-mail address, phone number, etc.) that you provide in any communications with this Site will be handled and processed In accordance with Quolam Business Solutions Pvt. Ltd.'s Privacy Policy. Any other material, information or other communication you upload, post, email, transmit or otherwise make available to this Site ("Communications") will be considered non-confidential and non-proprietary. Quolam Business Solutions Pvt. Ltd. will have no obligations with respect to the Communications. Quolam Business Solutions Pvt. Ltd. will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial purposes.

Content Restrictions Quolam Business Solutions Pvt. Ltd. reserves the right not to be responsible for the topicality, correctness, completeness or quality of the information provided. Liability claims regarding damage caused by the use of any information provided, including any kind of information, which is incomplete or incorrect, will therefore be rejected. All offers are not-binding and without obligation. Parts of the pages or the complete publication including all offers and information might be extended, changed or partly or completely deleted by Quolam Business Solutions Pvt. Ltd. without separate announcement.

All Communications posted to this website must be relevant to the Site Content and must in good taste as determined by common sense and the most restrictive community standards. Such Communications must be free of materials that are unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, inflammatory, personal or corporate insults, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable. In addition you agree that you will not post any Communication that: 1) you have no legal right to post; 2) infringes any patent, trademark, trade secret, copyright or other proprietary rights of any person or entity; 3) is unsolicited or unauthorized advertising, promotional material, or any other form of solicitation; 4) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; 5) contains forged headers or otherwise manipulated identifiers in order to disguise the origin of the Communication; or 8) is designed to collect or store personal data about other Site users. Quolam Business Solutions Pvt. Ltd. will have the right to remove any Communications that do not comply with the Terms or are otherwise deemed unsuitable or objectionable. To report a communication you believe is not appropriate, contact contact@quolam.com

Referrals and links Quolam Business Solutions Pvt. Ltd. is not responsible for any contents linked or referred to from these pages. If any damage occurs by the use of information presented there, only the author of the respective pages might be liable, not the one who has linked to these pages.

Disclaimer THE CONTENT, SOFTWARE AND SERVICES MADE AVAILABLE ON THIS SITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND, INCLUDING ANY EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, EXCEPT THAT SOFTWARE IS WARRANTED, IF AT ALL, IN ACCORDANCE WITH THE TERMS OF THE APPLICABLE LICENSE AGREEMENT.

Quolam Business Solutions Pvt. Ltd. does not warrant the accuracy or completeness of the Content available at this Site. Quolam Business Solutions Pvt. Ltd. may make changes to the Content available at this Site, or to the products and prices described in them, at any time without notice. The Content available at this Site may be out of date, and Quolam Business Solutions Pvt. Ltd. makes no commitment to update the Content. Quolam Business Solutions Pvt. Ltd. assumes no liability for your use of the Content and you hereby acknowledge that any reliance upon any Content or materials or your use of the Site shall be at your own risk. Information published at this Site may refer to products, programs or services that are not available in your country. Consult your local Quolam Business Solutions Pvt. Ltd. representative or distributor for information regarding the products, programs and services that may be available to you. Except as expressly provided in any applicable License Agreement, if any, Quolam Business Solutions Pvt. Ltd. does not warrant or represent that any license, either express or implied, is granted under any patent right, copyright, mask work right, or other intellectual property right of Quolam Business Solutions Pvt. Ltd. or any third party covering or relating to the Content or any combination, machine, or process to which the Content relates or with which the Content may be used.

Software and Application Downloadable Software or applications that are made available to download as Content from the Site ("Software") is the copyrighted or licensed work of Quolam Business Solutions Pvt. Ltd. and/or its suppliers. Use of the Software is governed by the terms of the end user license agreement, if any, that accompanies or is included with the Software. The Software is made available for download solely for use by end users and strictly in accordance with the terms of the License Agreement. Any creation of derivative works, reproduction, redistribution, decompiling, reverse engineering, disassembly, or otherwise converting the Software to a perceivable form not in accordance with the License Agreement is expressly prohibited, and may result in civil and criminal penalties.

Limitation of Liability IN NO EVENT WILL QUOLAM BUSINESS SOLUTIONS PVT. LTD., ITS OFFICERS, EMPLOYEES, DIRECTORS, AGENTS, SUPPLIERS, OR OTHER THIRD PARTIES MENTIONED ON THIS SITE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, LOST DATA, BUSINESS INTERRUPTION, OR LOST PROFITS OR REVENUE) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS SITE, ANY WEB SITES LINKED TO THIS SITE, OR THE MATERIALS OR INFORMATION OR SERVICES CONTAINED AT ANY OR ALL SUCH SITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL OR EQUITABLE THEORY AND WHETHER OR NOT QUOLAM BUSINESS SOLUTIONS PVT. LTD. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnity USER AGREES TO INDEMNIFY, DEFEND, AND HOLD HARMLESS QUOLAM BUSINESS SOLUTIONS PVT. LTD., ITS OFFICERS, EMPLOYEES, DIRECTORS, AGENTS, SUPPLIERS, OR ANY OTHER PARTY INVOLVED IN PROVIDING THE SITE, FROM AND AGAINST ANY AND ALL CLAIMS, SUITS, DAMAGES, COSTS, OR OTHER EXPENSES (INCLUDING REASONABLE ATTORNEYS FEES) THAT ARISE DIRECTLY OR INDIRECTLY FROM USER'S: (A) USE OF THE SITE OR THE CONTENT, (B) BREACH OF THESE TERMS OF USE; AND/OR (C) SUBMISSIONS TO THE SITE.

Intellectual Property Rights Quolam Business Solutions Pvt. Ltd. may, in its sole discretion, terminate the accounts or access rights of users who may be infringing or otherwise violating intellectual property rights of other persons or entities. If you believe that your work has been copied in a way that constitutes infringement on this Site, please contact us at the address specified below.

Trademark Notice © 2019, Quolam Business Solutions Pvt. Ltd., and all identified Quolam Business Solutions Pvt. Ltd. trademarks and logos are the property of Quolam Business Solutions Pvt. Ltd. or its wholly-owned subsidiaries. Nothing contained on this Site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Quolam Business Solutions Pvt. Ltd. trademark displayed on the site without the written permission of Quolam Business Solutions Pvt. Ltd..

Links < Third party web sites linked from this Site are not under the control of Quolam Business Solutions Pvt. Ltd., and the links are provided only as a convenience. Quolam Business Solutions Pvt. Ltd. is not responsible for the availability of external sites and does not represent or endorse the accuracy or reliability of any of the contents of any linked site. Quolam Business Solutions Pvt. Ltd. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such site. If you decide to access any third-party site linked from this Site, you do so entirely at your own risk.

Version of Terms Quolam Business Solutions Pvt. Ltd. may make changes to these Terms of Use at any time without notice. We suggest that you visit this page of the Site periodically to review the current Terms of Use. Certain provisions of these Terms may be superseded by expressly designated legal notices.

Exportation Quolam Business Solutions Pvt. Ltd. makes no representation this Site is appropriate or available for use outside the United States, and access to it from territories where its contents are illegal is prohibited. You may not use or export or re-export the Content on this Site in violation of any applicable laws or regulations including without limitation U.S. export laws and regulations. If you choose to access this Site from outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws.

Choice of Law This Site is administered by Quolam Business Solutions Pvt. Ltd. from Navi Mumbai, India. These Terms and any claim relating to this Site will be governed by and construed in accordance with the laws of the State of Maharashtra, India, notwithstanding its rules concerning choice of law.

Arbitration

By using this Site, you agree that Quolam Business Solutions Pvt. Ltd., at its sole discretion, may require you to submit any disputes arising from the use of this Site, or these Terms, including disputes arising from or concerning their interpretation, violation, nullity, invalidity, non-performance or termination, as well as disputes about filling gaps in this contract or its adaptation to newly arisen circumstances, to final and binding arbitration, by one or more arbitrators. Such proceeding shall be governed by the laws of the State of Maharashtra, India and any arbitration will be held in Mumbai, India. Any award in an arbitration initiated under this clause shall be limited to monetary damages and shall include no injunction or direction to any party other than the direction to pay a monetary amount. Further, the arbitrator(s) shall have no authority to award punitive, consequential or other damages not measured by the prevailing party's actual damages in any arbitration initiated under this section, except as may be required by applicable statute.

Disclosure; Forward Looking-Statements Site Content that relates to future events or results (including the Company's statements and expectations regarding sales and earnings per share, market position and market growth opportunities, and the introduction of new products) is based on the Company's expectations at the time that Content was posted. Such Content constitutes forward-looking statements subject to a number of risk factors, which could cause actual results to differ materially from those expected or desired. Further information on factors that could cause actual results to differ from those anticipated is included in filings made by Quolam Business Solutions Pvt. Ltd. from time to time.

Acknowledgement You acknowledge that you have read, understand and consent to practices described in this content disclaimer and agree to be bound by the terms of use referenced herein. Quolam Business Solutions Pvt. Ltd. reserves the right to amend this disclaimer at anytime. Last update: May 8th, 2019